Needham Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

Home
Banks
Needham Bank Deposit Rates

Today's 12-month CD rates can be found at 1.51%, 6-month CD rates at 0.15% and 3-month CD rates at 2.25%. Current savings rates are at 0.20% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 15.99%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Needham Bank's 3-Month CD Special rates are at 5.25%, 3-Month CD rates are at 5.25%, 9-Month CD Special rates are at 5.25%, 15-Month CD Special rates are at 5.00%, 6-Month CD rates are at 4.75%. Needham Bank's savings rates are at 0.05%. Needham Bank's money market rates are at 4.50%.

To see how these rates compare to Needham Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Needham Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Needham Bank CD rates. You can also compare Needham Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Needham Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Needham Bank? Share your experience about Needham Bank by leaving a review below, or read customer reviews before you decide to use Needham Bank.

Needham Bank Texas Ratio

Needham Bank's Texas Ratio is at 3.65%, which is considered excellent. The Texas Ratio for Needham Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Needham Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.50%

2.75%

18-Month CD

4.00%

2.43%

24-Month CD

3.75%

2.35%

36-Month CD

3.50%

2.20%

48-Month CD

3.50%

2.10%

60-Month CD

3.50%

2.23%

Savings

0.05%

0.90%

MMA

4.50%

1.54%

30-Year Fixed

N/A

7.12%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Needham Bank

1063 Great Plain Ave
Needham, MA 02492

https://www.needhambank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Needham Bank

Needham Bank CD Rates and Interest Rates

Needham Bank

3-Month CD Special

5.25%

$1,000

Needham Bank

9-Month CD Special

5.25%

$1,000

Needham Bank

3-Month CD

5.25%

$1,000

Needham Bank

15-Month CD Special

5.00%

$1,000

Needham Bank

6-Month CD

4.75%

$1,000

Needham Bank

12-Month CD

4.50%

$1,000

Needham Bank

Super Saver Money Market

4.50%

$50,000

Needham Bank

18-Month CD

4.00%

$1,000

Needham Bank

24-Month CD

3.75%

$1,000

Needham Bank

36-Month CD

3.50%

$1,000

Needham Bank

48-Month CD

3.50%

$1,000

Needham Bank

60-Month CD

3.50%

$1,000

Needham Bank

Statement Savings

0.05%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Needham Bank Rates with Other Competitive Bank and Credit Union Rates

Grand Bank for Savings

Prestige Checking

5.50%

$100

EvaBank

18-Month CD

5.13%

$1,000

Alpena-alcona Area Credit Union

12-Month CD certificate

5.10%

$500

First Security Bank of Deer Lodge

6-Month CD

5.06%

$1,000

Marion Center Bank

8-Month CD (special)

5.00%

$1,000

The MINT National Bank

MonuMINT Business Emerald Money Market

5.00%

$500,000

Prime Alliance Bank

18-Month CD

4.75%

$500

Mid America Bank

9-Month CD Special

4.75%

$10,000

Quaint Oak Bank

18-Month CD

Mortgage Rates May 21, 2024

1st Northern California Credit Union

7-Year Fixed

4.990%

5.287%

0.500

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

1st Northern California Credit Union

10-Year Fixed

5.500%

5.716%

0.500

1st Northern California Credit Union

15-Year Fixed

5.625%

5.777%

0.500

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Mutual Security Credit Union

7/1 ARM

5.750%

5.834%

0.000

Institution for Savings

15-Year Fixed

5.500%

5.868%

2.000

1st Northern California Credit Union

15-Year Fixed Jumbo

5.750%

5.883%

0.500

NESC Federal Credit Union

5/5 ARM

5.750%

5.886%

0.000

Investment Savings Bank

3/1 ARM

6.000%

5.892%

0.000

Chase Bank

15-Year Fixed

5.750%

5.910%

0.000

Wrentham Co-operative Bank

15-Year Fixed

5.870%

5.970%

0.000

Wrentham Co-operative Bank

15-Year Fixed Jumbo

5.875%

5.970%

0.000

First Community Credit Union

5/5 ARM

5.950%

5.998%

0.000

Mutual Security Credit Union

15-Year Fixed

6.000%

6.043%

0.000

Wells Fargo

15 Year Fixed

5.750%

6.046%

1.000

Navy Federal Credit Union

3/5 Conforming ARM

5.000%

6.053%

0.250

NESC Federal Credit Union

15 Year Fixed

6.000%

6.056%

0.000

Navy Federal Credit Union

3/5 Jumbo ARM

5.000%

6.063%

0.250

Security Service Federal Credit Union

10-Year Power Rate Fixed

5.750%

6.068%

0.000

One Nevada Credit Union

15 Year Fixed

5.875%

6.079%

1.000

Abound Federal Credit Union

5-Year ARM

6.000%

6.084%

0.000

Abound Federal Credit Union

7-Year ARM

6.000%

6.084%

0.000

Security Service Federal Credit Union

15-Year Power Rate Fixed

5.875%

6.101%

0.000

Sheboygan Area Credit Union

7 Year Fixed

6.000%

6.121%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Needham Bank Information

Needham Bank

1063 Great Plain Ave
Needham, MA 02492
Norfolk
Established Date: 01/01/1892
FDIC Certificate #: 26483
Date of FDIC Deposit Insurance: 01/13/1986

Bank Holding Company: NB FINANCIAL MHC

How Many Domestic U.S. Offices? 12

How Many Branches are There? 12

Website: https://www.needhambank.com

Is Needham Bank FDIC Insured? Yes

What is Needham Bank's Cert number? 26483

What is the maximum amount for insured deposits? $250,000 per holder, per account

Needham Bank Financials

Total Assets:

$3,716,578,000

Total Deposits:

$3,144,914,000

Equity Capital:

$351,700,000

Domestic Deposits:

$3,144,914,000

Net Income:

$8,752,000

Return on Assets:

0.7961%

Quarterly Return on Assets:

0.9600%

Pretax Return on Assets:

1.3113%

Pretax Quarterly Return on Assets:

1.3100%

Return on Equity:

7.3400%

Quarterly Return on Equity:

10.0600%

Common Equity Tier 1 Capital Ratio:

10.6757%

Tier 1 Risk-Based Capital Ratio:

10.6757%

Leverage Tier 1 (Core Capital) Ratio:

11.0288%

Total Risk-Based Capital Ratio (YTD):

11.3693%

Total Interest Income (YTD):

3.8098%

Headquarters:

Needham

FDIC Field Office:

South Boston

Regulator:

FED

County:

Norfolk

# of Offices:

Metropolitan Statistical Area (MSA):

Boston-Cambridge-Newton, MA-NH

Consolidated Metropolitan Statistical Area (CMSA):

Boston-Worcester-Lawrence, MA-NH-ME-CT

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

Explore Other Rate Deals

Mortgage Rates Jump Higher: 30 Year Mortgage Rates at 5.16%

Mortgage rates jumped higher this week over last as the Fed wound up its purchase of mortgage-backed securities (MBS) last week. 30 year mortgage rates which have been seesawing above and below 5.00 percent for months now hit a high of 5.16 percent this week. The last time 30 year mortgage rates were that high was on January 11, 2010 when 30 year rates were 5.17 percent.

Home Mortgage Rates 11/9/10: 30 Year Mortgage Rates at 4.17%, 15 Year Mortgage Rates at 3.64%

30 year conforming mortgage ratesare averaging 4.17 percent, down fromyesterday’s average 30 year home mortgage rate of 4.22 percent. 30 year mortgagerates inIowa are higher than the national average 30 year rate.30 year homemortgage rates in Iowa are averaging 4.18percent.

Top 10 Online Savings Account Rates

Online savings account rates are low these days. Right now, the averagesavings account rate / money market account rate for account balances of $2,500 is only 0.365%. The averagesavings account / money market ratefor account balances of $10,000 is 0.43 percentthis week.

Bank or Credit Union Offers and Deals

Reverse Mortgages
Mortgage Rates Up, Mortgage Applications Down - MBA
District of Columbia CD Rates
Average CD Rates and Highest CD Rates July 5, 2012
American Bank Money Market Account Rates now at 0.25%
30 Year Mortgage Rates Hit New Low for 2014
Savings Interest Account Rates in Washington State
Marcus Bank CD Rates: 12-Month Term 1.90% APY (National)
Average Certificate of Deposit Rates First Week of 2015
Think Mutual Bank Best CD Rates

Alternative Bank and Credit Union Offers to Explore

Bank Rate Marketplace
Credit Card Debt: Paying off Your Credit Cards
Banesco CD Rates
Life Insurance - Finding the Best Life Insurance Company
Mortgage Rates: 30 Year Mortgage Rates Down, Averaging 4.41% on Weak Economic Data
Savings Rates and MMA Rates on Accounts in California
CD Rates Slowly Inch Higher as Fed Meets This Week
National CD Rates: Average 2 Year CD Rate at 0.90%, Highest 2 Year CD APY at 1.50%
Free Hotel Stays at the Sheraton, Westin, Le Meridien and W Hotels
Credit Cards - Balance Transfer Credit Card Offers

Needham Bank Reviews

There are no reviews for Needham Bank yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Needham Bank

See how Needham Bank Compares to other banks

Boelus State Bank

Anstaff Bank

Hoosier Heartland State Bank

First Northern Bank of Dixon

Blue Grass Federal SLA

Great Nations Bank

Dakota Prairie Bank

Horatio State Bank

Bank360

Old Exchange Bank of Okawville

Commercial Bank Ithaca, MI

The Bank of Protection

Eastern Connecticut Savings Bank

FNB of Assumption

State Savings Bank Frankfort, MI

First FSB of Mascoutah

Maine Community Bank

Sewickley Savings Bank

Mayville State Bank

The State Bank of Toledo